Friday, August 31, 2012

GOP's final night is about telling Romney's story

When Mitt Romney addresses the Republican convention Thursday night, he'll speak from a stage that puts him a little bit closer to the crowd inside the convention hall. His campaign hopes the evening ends with Americans feeling a little bit closer to the Republican presidential candidate, too.

The final night of the convention in Tampa, Fla., will be devoted to telling Romney's story.

It's orchestrated to introduce a sometimes distant politician as the candidate best able to shoulder the country's economic burdens. His highly anticipated speech will be both personal and political, and include new and unfamiliar stories.

He's expected to discuss his Mormon faith, including time he spent as a church leader in Boston.

Advisers say the speech also will provide a "clear vision" of a Romney presidency.

Source: http://www.miamiherald.com/2012/08/30/2976457/gops-final-night-is-about-telling.html

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Internet Marketing Ideas To Effectively Increase Your Website Traffic ...

time August 30th, 2012 Tags: Blogging, Blogs, Building Relationships, Building Trust, Business Marketing, Business Owner, Business Owners, Effective Marketing, Ezine, Free Traffic, Increase Traffic, Internet Business, Internet marketing, internet marketing ideas, Marketing Ideas, Marketing Methods, Marketing Online, Marketing Website, Serious Business, Social Marketing, Website Traffic
time Posted in Uncategorized

Have you been trying to learn about the internet marketing ideas online that are going to be effective for increasing your website traffic? Then you are going to find out about the easiest and most effective marketing ideas to use immediately.

There are a number of marketing methods that can be used on the internet, but any serious business owner that wants to increase their website traffic and their income will use the ideas that are as follows.

1. Article marketing ? This free method is one that is a must for all serious business owners online. One article can be distributed to hundreds of blogs and article directories online.

You can also post articles in forums for even more exposure. Plus, articles have a way of going viral all on their own on the internet when other business owners like what they read and use it with your resource box on their blog, website or in their ezine.

That means free traffic for you and you didn?t even have to do anything to get it.

2. Blogging ? Again, this is a must use method for serious business owners because a blog allows you to provide your customers with good information that will be helpful for them. It also gives you a great way for interacting with your customers so that you can begin building trust with them.

3. Social marketing ? You need to use this method these days because if you are not then you are giving up a lot of traffic for your internet business. Social marketing is what everyone is doing these days and you have to get your business in front of as many people as you can.

When you use this method you can easily spread the word about your business. You can also use this method for help in building relationships on the internet that will benefit your business and for building trust.

4. Forum marketing ? There are a lot of people that visit popular forums each day looking for information for free. If you utilize this method you can provide them with free information through articles.

You can also attract them to your business by talking to people on the forum and helping them with answers or a problem they are having.

These are a very small number of the internet marketing ideas that you want to use on the internet to help you really increase the traffic to your website. The more methods you use every day to spread the word about the business you have online the more success you are going to create for your business.

You can follow any responses to this entry through the RSS 2.0 feed. You can skip to the end and leave a response. Pinging is currently not allowed.

Source: http://infoabounds.com/uncategorized/internet-marketing-ideas-to-effectively-increase-your-website-traffic/

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5 Business Travel Problems and Their Tech Solutions ? SoMe ...

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Source: http://someit.com/2012/08/31/5-business-travel-problems-and/

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Thursday, August 30, 2012

Jackson family in Gary to mark pop star's birthday

GARY, Ind. (AP) ? The scene outside the childhood home of Michael Jackson resembled a party as fans joined members of the pop star's family for a vigil Wednesday, which would have been his 54th birthday.

Fans danced to Jackson's music prior to the arrival of his children and mother at the house at 2300 Jackson St. where the King of Pop, his siblings and their parents lived until 1969. In the days after Jackson's death in 2009, the singer's admirers piled stuffed animals, flowers and photos outside the tiny home in Gary.

Among those at the Wednesday night vigil was Andrei Tejada, 32, a Chicago veterinary technician student who expressed pleasure that Jackson's relatives were attending the event.

"They still remember where they started and it shows they appreciate where they started. It's a humbling experience to know they are here," said Tejada, who added she visits the Jackson childhood home once a month.

Other events planned by the family in Gary include a dinner on Friday and a concert on Saturday.

Before the vigil, Jackson's children, 14-year-old Paris and 15-year-old Prince, were given blue "Team Gary" T-shirts by Gary Mayor Karen Freeman-Wilson as they posed for pictures at a casino overlooking Lake Michigan.

"We just want you to know how much he meant to us and the city of Gary," the mayor said.

Paris and Prince didn't speak during the brief presentation. Later, in the moments before the vigil was to start, the two signed autographs outside the Jackson home. A large crowd formed around them, with fans shoving books and posters in the teens' faces.

The Rev. Jesse Jackson showed up at the tribute, stopping in the crowd before the vigil to pose for a photo with a Michael Jackson impersonator.

Michael Jackson spent the first 11 years of his life in Gary. The family moved out of the city known for its steel mills after the Jackson 5 struck it big in 1969 with the release of their first album.

Aside from two concerts the Jackson 5 played at West Side High School in 1971, the only time the singer returned to his hometown was in 2003, when plans for a Michael Jackson Performing Arts Center in the city's downtown were announced. It was never built.

"Gary, you are family, you always will be, I love you," Jackson said at the time.

Last week, a Los Angeles judge appointed the pop star's nephew, TJ Jackson, to share guardianship responsibilities for the late singer's three children with family matriarch Katherine Jackson. TJ Jackson was appointed a temporary guardian last month when Katherine Jackson was incommunicado during a stay at an Arizona spa with relatives.

Other family members have said Katherine Jackson was being improperly influenced regarding custody arrangements for the children, but her attorney disputed those claims.

Source: http://news.yahoo.com/jackson-family-gary-mark-pop-stars-birthday-214224348.html

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Source: http://feedproxy.google.com/~r/androidcentral/~3/UUt9aHK7pm0/story01.htm

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Exclusive: China considers downgrading domestic security tsar in next line-up

BEIJING (Reuters) - China's Communist Party is considering downgrading the role of domestic security chief as part of a move to a new and smaller top elite, reflecting fears that the position has become too powerful, sources said.

Reducing the party's Politburo Standing Committee, the inner council at the apex of power, from nine to seven members would come as part of a once-in-a-decade leadership change expected in the next few weeks or months.

China's domestic security chief, Zhou Yongkang, faces defeat if his successor does not follow his example, and that of recent predecessors, and win a place at the top table.

Before he was tainted in a succession of scandals that hurt the Communist Party this year, Zhou expanded his role into one of the most powerful, and controversial, fiefdoms in the one-party government.

He has been on the Politburo Standing Committee since 2007 while also heading the central Political and Legal Affairs Committee, a sprawling body that oversees law-and-order policy.

That double status allowed Zhou to dominate a domestic security budget of $110 billion a year. But the hulking, grim-faced 69-year-old is due to retire along with most members of the Standing Committee at the 18th Party Congress, which will meet before the end of the year.

Leaders appear likely to put a tighter leash on Zhou's successor as head of domestic security by keeping him or her off the down-sized Standing Committee. That successor would remain a member of the less powerful Politburo, which has 24 members -- returning to a pattern the party kept to for much of the 1980s.

The provisional agreement to shrink the Standing Committee and to effectively downgrade the status of Zhou's successor has been rumored for months and firmed up during secret discussions since July, said six sources with direct ties to senior leaders and retired party elders.

"As things now stand, the Political and Legal Affairs Committee secretary won't be in the Standing Committee. He'll have to answer to someone in the Standing Committee. Basically, he won't be his own judge anymore," said a retired party official who remains close to many sitting senior officials.

"I don't think all the people (in the Standing Committee) have been decided, but it seems clear it will be seven."

He and other sources spoke on condition of anonymity, fearing recriminations from discussing secretive party issues.

Zhou was implicated in rumors that he hesitated in moving against the politician Bo Xilai, who fell in a divisive scandal. Security forces also suffered a humiliating failure when they allowed blind rights advocate Chen Guangcheng to escape from 19 months of house arrest and flee to the U.S. embassy in Beijing.

Such fumbles gave President Hu Jintao and his virtually certain successor, Vice President Xi Jinping, a shared motive to put a growing array of police forces and domestic security services under firmer oversight, said Xie Yue, a professor of political science at Tongji University in Shanghai.

"It seems quite likely that Hu and Xi have mustered the will to demote the political standing of the Political and Legal Affairs Committee," he said.

"They're taking advantage of the opinion that the committee's reach has gone too far, and that it's created too many problems and scandals."

Since the 1990s, China's efforts to stifle crime, unrest and dissent have allowed the domestic security apparatus -- including police, armed militia and state security officers -- to accumulate power, and the domestic security budget now outstrips the military's in size.

"There's been a lot of criticism inside the party of the Political and Legal Affairs Committee," said a businesswoman with family ties to a senior politician, referring to Zhou's portfolio. "Zhou Yongkang remains in power, but his voice doesn't have the same impact."

The move to downgrade Zhou's successor would not dilute the party's overall determination to enforce domestic control, but could give other arms of state more room to counter the powers of China's policing apparatus, said Xie, the professor.

"This will reduce somewhat the importance of the Political Legal Affairs Committee inside the party's power array," Xie said in a telephone interview.

"The Political and Legal Affairs Committee secretary will no longer be directly involved in the Standing Committee's key decisions about his portfolio. Unlike Zhou Yongkang, he won't be at the table, directly involved in all those key decisions."

Two sources said the front-runner to replace Zhou as Central Political and Legal Affairs Committee secretary was Meng Jianzhu, now minister for public security.

FOCUS ON PROBLEMS

The push to slim down the Standing Committee at least partly reflects hopes that the next generation of leaders will be more nimble and cohesive in tackling problems, said several observers in Beijing.

"The Hu-Wen era pattern of dividing up powers and allotting responsibilities among all these different stallholders has ended up creating many problems," said Pu Zhiqiang, a Beijing lawyer who closely follows politics. "The next leadership wants to be able to act more swiftly."

Broad plans for the power succession and other proposals for the party congress were discussed at a secretive conclave in Beijing in late July, when two sources said Hu spoke to hundreds of senior officials for several hours.

Chinese state media issued a brief account of Hu's speech. But the two sources said the full version dwelled on the major economic and social challenges facing the government.

"He spoke about the many problems and potential crises. There was a sense of anxiety," said a retired official, who said he was given a broad summary of Hu's speech.

"He spoke about corruption, environmental pressures, economic problems - about all the problems facing the party," said another retired official.

"That sense of urgency is one reason to form a smaller Standing Committee," added the second retired official.

STILL SOME SURPRISES?

Overseas Chinese websites, which are beyond the reach of Beijing's censorship, have also carried reports that the Standing Committee will shrink to seven, and many of them have already offered lists of the likely candidates.

But bargaining over the leadership line-up is not over, and there was still room for surprises, with changes in one choice rippling through to other appointments, said several sources.

"Most people back going to seven (in the Standing Committee), but then it all depends on whether they can agree on who those seven are," said the second retired official.

"There's no final agreement yet."

That view was echoed by Joseph Fewsmith, an expert on Chinese politics, who noted that before the 16th Party Congress in 2002, signs that Hu Jintao would lead a seven-member Standing Committee faltered, and the committee took in nine members.

"My sense is that there is still some bargaining to go," said Fewsmith, a professor at Boston University.

"I'm surprised a date for the congress has not yet been set, but I'm assuming we have about six weeks to go. So we may still see some surprises."

(Additional reporting by Benjamin Kang Lim; Editing by Nick Macfie)

Source: http://news.yahoo.com/exclusive-china-considers-downgrading-domestic-security-tsar-next-230053179.html

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Wednesday, August 29, 2012

India planning fresh 2G spectrum auctions for November 12th

India planning fresh 2G spectrum auctions for November 12th

India's Department of Telecommunications has issued guidelines for the forthcoming 2G spectrum auction, penciled in for November 12th. While the subcontinent has already flogged off its 3G bands, it withdrew 122 licenses in the 1,800MHz and 800Mhz waves due to allegations of serious corruption. The country has set the starting price of $2.5 billion, a figure that the networks have balked at, saying that it'll cause tariffs to increase -- but is less than half of the $5.61 billion the country had originally sought to raise during the first, scandal-ridden auction.

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India planning fresh 2G spectrum auctions for November 12th originally appeared on Engadget on Tue, 28 Aug 2012 02:34:00 EDT. Please see our terms for use of feeds.

Permalink Wall Street Journal  |  sourceIndia's Department of Telecommunications (PDF)  | Email this | Comments

Source: http://www.engadget.com/2012/08/28/india-2g-auction-november/

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Julio Cesar agrees to join QPR

Associated Press Sports

updated 3:58 p.m. ET Aug. 29, 2012

LONDON (AP) -Brazil goalkeeper Julio Cesar is on the verge of finalizing a move from Inter Milan to Premier League side Queens Park Rangers after agreeing a four-year contract with the west London club.

The 32-year-old Cesar has 64 caps for Brazil. He spent the past seven years at Inter, where he won a Champions League and five Serie A titles.

He tells the QPR website Wednesday that "the English Premier League is the best division in the world. Everyone wants to play here and I am no different. Now, I just want to give my all to the club and show the fans what I am capable of."

The move is subject to the player securing a visa.

? 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Should US men be worried?

PST: The U.S. men's soccer team has a few strikes against it heading into its World Cup qualifying match at Jamaica. Michael Bradley's injury is just the latest.

Madrid beats 10-man Barca to win Super Cup

MADRID (AP) - Real Madrid took advantage of quick goals to beat 10-man Barcelona 2-1 on Wednesday to win the Spanish Super Cup on away goals after the two-legged tie ended 4-4.

Source: http://nbcsports.msnbc.com/id/48831714/ns/sports-soccer/

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New York AG taking aim at energy-drink industry

New York State is launching an investigating to find out if energy drink makers are deceiving customers with their advertisements, with CNBC's Herb Greenberg.

By Roland Jones, NBC News

First it was big sugary drinks.

Now New York is taking aim at the multibillion-dollar energy-drink industry, looking into whether it is misleading consumers with its statements about the ingredients and health value of its products.

In July, New York Attorney General Eric T. Schneiderman sent subpoenas to PepsiCo, the maker of AMP energy drinks, to Monster Beverage, which makes Monster Energy brand drinks, and to Living Essentials, the company that makes the 5-hour Energy drink, according to a person familiar with the investigation. The probe was first reported in The Wall Street Journal.

The subpoenas asked for information on the companies? marketing and advertising practices.

Energy drinks have become increasingly popular in recent years. Manufacturers often market them as a way to temporarily increase energy and alertness, but some health advocates worry that the drinks contain large amounts of caffeine and sugar, which could be harmful if consumed excessively.

New York?s investigation follows a highly publicized move by New York City Mayor Michael Bloomberg in May to fight rising obesity by proposing a citywide ban on selling sodas and other sugary drinks larger than 16 ounces in movie theaters and other locations.

The move has drawn criticism from the beverage industry, which saw sales of $115 billion in the U.S. last year, according to data from Beverage Digest, a trade publication.

The energy drinks sector is far smaller but growing rapidly, with U.S. sales rising 16 percent to $8.9 billion last year and accounting for 12 percent of the carbonated-soft-drink category.

The energy drink business is a ?very tiny? part of the business?of giants such as Coke and Pepsico, said John Sicher, editor and publisher of Beverage Digest. Top sellers include Monster Energy, Red Bull, which is owned by an Austrian company Red Bull GmbH, and Rockstar Energy Drinks, he added.

New York investigators are looking into whether makers of the energy drinks are overstating the benefits of exotic-sounding ingredients in their drinks, while understating the amount of caffeine they contain. Industry critics believe caffeine is likely the main active ingredient in the drinks.

Energy drinks boast such unusual-sounding ingredients as guarana, ginkgo, ginseng and milk thistle, yet the labels on the drinks show they have much larger quantities of caffeine and taurine -- a naturally occurring amino acid present in high concentrations in many energy drinks.

In a statement, the American Beverage Association, which represents the non-alcoholic beverage industry, said it wasn?t aware of the details of the investigation and therefore could not comment on it.

However, the ABA did point out that, like all foods and beverages, energy drinks' ingredients and labeling are regulated by the U.S. Food and Drug Administration.

?Despite the misperception, most mainstream energy drinks contain about half the caffeine of a similar size cup of coffeehouse coffee,? the ABA said.

Earlier this month the FDA found that the caffeine content in energy drinks does not pose a safety issue.

The findings came after Sen. Dick Durbin of Illinois sent a letter to the FDA?s commissioner calling for an investigation following the death of a 14-year-old girl from Maryland who died of a cardiac arrhythmia due to caffeine toxicity after drinking two 24-ounce Monster energy drinks in a 24-hour period.

Monster Beverage disclosed in a regulatory filing on Aug. 9 that it had received a subpoena from an unnamed state attorney general ?in connection with an investigation concerning the company?s advertising, marketing, promotion, ingredients, usage and sale of its Monster Energy brand of energy drinks.?

Similarly, 5-hour Energy disclosed in a July bond-offering memorandum that a state attorney general recently requested documents about its product and marketing, the Journal reported.

The New York Attorney General?s office declined to comment for this article.

More money and business news:

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Source: http://marketday.nbcnews.com/_news/2012/08/28/13529141-new-york-ag-taking-aim-at-energy-drink-industry?lite

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Tuesday, August 28, 2012

LIFE?s Best Convention Photos: The GOP

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Source: http://news.yahoo.com/photos/life-s-best-convention-photos-the-gop-slideshow/

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Kunstler: Male Energies | Peak Oil News and Message Boards

? ? ?History will notice ? even if we are too chickenshit to face it now ? that the extraordinary turpitudes of US politics today represent an unprecedented failure of American manhood. It?s everywhere and pervasive along the spectrum of party politics, as untruth is everywhere and pervasive in American life.

? ? ?The Republican case is too painfully obvious ? Congressman Todd Akin being only the latest buffoon from the vast red state flyover cultural wilderness of franchise food and franchise thought to expose himself as lacking the basic male decency to defend womanhood against the consequences of plain-and-simple rape. In Dixieland Republicanism ? now a misty region-of-mind that extends way beyond the old Confederate borders ? you have the perfect confluence of sheer stupidity with the put-on, fake religiosity of men too weak to take responsibility for their own actions. They can just pawn everything off on Jesus: the good, the bad, the mystifying, the shameful. All the Republican men have to do is show up at the Nascar oval in time for barbeque. As for the courage of convictions, watch VP-designate Paul Ryan haul his mom out before a crowd of Florida retirees to prove his allegiance to Medicare and Social Security ? two programs he would like to dismantle ? on top of the fact that his mom is exactly the sort of multi-millionaire who a sane society would means-test out of receiving old-age support from the less fortunate taxpayers.

? ? ?The Democratic party case is more interesting to me, being a life-long registered Democrat, perhaps partly accounted for by my Manhattan Jewish upbringing. I was coming-of-age and paying attention when Lyndon B. Johnson chose manfully to sacrifice the future votes of all Dixieland ? his home territory ? by signing legislation aimed at resolving the unfinished business of the Civil War. Even the fiasco of Vietnam that followed the Civil Rights years was acknowledged by many Democrats then in power as a tragic error. They had the courage of men conscious in crisis.

? ? ? A perverse residue of those Civil Rights years lingers on today in the campaign for gay marriage, which affects to be identical in substance, and which?is now, ironically, the only vector of action in Democratic politics inviting male valor ? while it is also a huge distraction from many far more pressing tribulations we face, from resource scarcity to the well-being of the only planetary ecosystem we call home. I say, ironically, because gay marriage represents an existential endeavor that seeks to escape or nullify the fundamental tensions of the two-sexed human race. Like all things fashion-oriented, its essence is novelty, and the essence of novelty is that its charms wear off. ?Sooner or later, the charm of being not quite a man and not quite a woman will seem less than compelling to those not directly preoccupied by it. I bring it up because the Democrats have (foolishly) made it the public?s business to the exclusion of other things. So, for Democrats, the last remaining imaginable act of male valor in the arena of politics is to come out of the closet. Where else is valor found in Democratic politics? What amount of valor has been attached to the act of fighting to reestablish the rule of law in American finance, upon which the fate of the nation truly hangs?

? ? ?None. Zero. Last week Mr. Obama?s Department of Justice dropped its case against Goldman Sachs?s CDO swindling operations ? a case that was served up on a silver platter by the report from Senator Carl Levin?s Senate subcommittee hearings. Not one lawyer in the entire DOJ took a public stand against that act of gross negligence. It?s only the latest in a long string of failures-of-nerve in the desperately needed rescue of legitimacy in American affairs. Every agency head, every person in authority in Mr. Obama?s government has evaded the single-most pressing issue of our time. From the center of power to the margins of power and everywhere in between, real masculine courage is absent.

? ? ? Where was valor in the face of the Citizens United Supreme Court decision, when some Democrat in the two other branches of government could have proposed a legislative remedy, even a constitutional amendment, to clarify the distinction between the standing of citizens and corporations in wielding money as political speech? Who in Obamaland has asked Jamie Dimon to account for JP Morgan?s missing $6 billion? And, of course, Jon Corzine is still at large.

? ? ?In fact, all the male energies in American political economy have been directed lately in the service of a one multifarious enterprise: the support of fraud, which includes the promotion of untruth, the protection of the wicked, and the evasion of reality. That can only end badly as this vast cargo of lies passes through the event horizon of circumstance and sucks us into the unknown territory that lies beyond the fall of empire. You can be certain of this: genuine male energy will re-emerge from the shadows and that energy will re-engage the still unresolved tensions abroad in this land. ?When they do, anything can happen. For now, the election of 2012 remains a mere pussy riot.

? ? ? The storm churning through the Gulf of Mexico may remind us just how large and uncontrollable the forces of nature are as the curtain rises on the political season of a grievously misled nation.

Source: http://peakoil.com/generalideas/kunstler-male-energies/

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Pirates kidnap 24 in gunfight off Togo coast

LAGOS, Nigeria (AP) ? Pirates attacked an oil tanker Tuesday off the coast of Togo, taking control of its bridge and kidnapping 24 sailors before escaping amid an exchange of gunfire with a naval patrol boat, an anti-piracy organization said.

It wasn't immediately clear if anyone was injured in the attack on the Greek-owned oil tanker, which had been anchored about 17 nautical miles (19 miles) away from Lome, Togo's capital. The pirates took control of the vessel quickly, though an alarm from the ship alerted the Togolese navy, said Noel Choong, an official with the International Maritime Bureau.

The navy boat trailed the tanker and sailors exchanged gunfire with the pirates before the tanker escaped, Choong said.

A naval spokesman could not be immediately reached for comment Tuesday.

Tuesday's attack is just the latest to target West Africa's Gulf of Guinea, which follows the continent's southward curve from Liberia to Gabon. Over the last year, piracy there has escalated from low-level armed robberies to hijackings and cargo thefts. Last year, London-based Lloyd's Market Association ? an umbrella group of insurers ? listed Nigeria, neighboring Benin and nearby waters in the same risk category as Somalia, where two decades of war and anarchy have allowed piracy to flourish.

Pirates in West Africa have been more willing to use violence in their robberies, as they target the cargo, not the crew for ransom as is the case off Somalia. Analysts say many of the pirates come from Nigeria, where corrupt law enforcement allows criminality to thrive.

The attack on the Greek oil tanker comes about a week after a similar attack on another tanker in the region, Choong said. In that attack the pirates released the crew after stealing the oil onboard, he said.

"Judging the past attacks, they'll take the vessel for several days, ransack it, take the cargo and leave the sailors," Choong said.

Analysts believe the recent hijackings of tanker ships likely is the work of a single, sophisticated criminal gang with knowledge of the oil industry and oil tankers. Those involved in the hijackings may have gotten that experience in Nigeria's southern Niger Delta, where thieves tapping pipelines running through swamps steal hundreds of thousands of barrels of oil a day.

___

Jon Gambrell can be reached at www.twitter.com/jongambrellAP .

Source: http://news.yahoo.com/pirates-kidnap-24-gunfight-off-togo-coast-103938662.html

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Monday, August 27, 2012

Financial Counseling Requirement before Bankruptcy Discharge ...

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In a previous article called The Credit Counseling Requirement before Filing for Bankruptcy, it was pointed out that as of 2005, the new federal guidelines regarding bankruptcy petitions state that any individual who is considering filing either a Chapter 7 or a Chapter 13 must go through credit counseling using a government-sanctioned credit counseling agency. As mentioned, there are two primary goals that govern this new regulation. One is to eliminate the chances of anyone attempting to file any type of fraudulent claim of bankruptcy, and the second is to evaluate whether or not the individual can feasibly handle their financial affairs and debt responsibilities without filing a petition, and without adding to their existing debt burdens as well.

This article is meant to draw attention to an additional stipulation in the bankruptcy laws that require every individual to take a financial management or counseling course from an agency approved by the court before their discharge is issued in either a Chapter 7 or Chapter 13 bankruptcy. This course is also referred to as pre-discharge counseling or budget counseling.

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Pre-Bankruptcy Credit Counseling as opposed to Pre-Discharge Financial Counseling

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This court-mandated financial counseling course obligation is unlike the credit counseling that every individual must undergo before filing their bankruptcy petition. In this case, the individual is required to take the financial counseling course after they have filed their petition for bankruptcy. However, and most importantly, it must be completed before a discharge is issued by the bankruptcy court.

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Court-Approved Agencies that provide the Financial Counseling Course

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Just like the credit counseling course, each individual is required to take this financial counseling course from an organization that is pre-approved by the Office of the U.S. Trustee. These courses are regulated to go on for at least two hours and encompass a specified program of study. The agencies endorsed by the U.S. Trustee for the pre-bankruptcy credit counseling course were non-profit organizations. By contrast, those that provide the financial counseling courses are not required to be a nonprofit entity. Nevertheless, these organizations are set up to provide, to any individual who needs it, a sliding scale fee if they cannot manage to pay the full cost of the program. For maximum convenience, the financial counseling course can also be taken either in person, on-line, or through the mail. Listings of the sanctioned counseling agencies can be found by going to the U.S. Trustee?s website at www.justice.gov/ust. From there, find the ?Consumer Information? menu, and follow that to the ?Credit Counseling & Debtor Education.?

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Filing the Course Completion Certificate

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After the financial counseling course has been completed, it must followed up by filing the Official Form 23 with the bankruptcy court, which certifies that each individual has in fact taken the required financial counseling course. In addition, a certificate of completion from the counseling agency must also be filed as well.

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The Financial Counseling Timeline

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Within the Chapter 7 bankruptcy regulations, each individual is required to file the Form 23 and their certificate of completion with forty-five days after the specific date their 341 hearing (the meeting of the creditors) was first placed on the court docket. It is very important that this cut-off date is strictly adhered to. If this filing date is missed, the bankruptcy court could close the bankruptcy case, without a discharge or final determination. Should this dilemma occur, the individual would have to file a motion to request that their case be re-opened, which will add a substantial expense to the petition process, along with the costs incurred by their bankruptcy attorney.

In the Chapter 13 bankruptcy guidelines, each individual must file the Form 23 and their certificate of completion any time before their final payment is made within their repayment schedule. In general, anyone is permitted to take the financial counseling course within the timeframe of the Chapter 13 repayment schedule, and it is usually recommended simply because information taught in the course assists each individual with designing and maintaining their budget and completing their repayment plan successfully.

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Exceptions to the Pre-Discharge Financial Counseling Course Requirement

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There are, however, a limited number exceptions to this requirement, even though most bankruptcy petitioners seldom qualify for them. An individual is not required to take the course if there are no financial counseling courses where they live. However, this particular exception hardly ever comes into play simply because every judicial district usually has counseling agencies that provide the necessary financial counseling courses either through internet access or over the telephone.

Another possible exception is if an individual has a disability or incapacity that renders them unable to take the course, but again, due to the fact that the courses are accessible either over the telephone or through the internet, bankruptcy courts rarely consent to this exception. Nevertheless, if an individual does happen to possess some form of mental impairment that inhibits them from comprehending the information given during the course, this requirement could in fact be put aside. In addition, if there are no financial counseling courses accessible in a language the individual can understand, or the organizations in their judicial district do not offer counseling in that language, it may be possible to be excused from this requirement. And finally, any individual who happens to be serving on active duty status in a military zone is also excused from taking this course prior to receiving their discharge.

If you are currently considering the benefits and protections offered under the bankruptcy laws, or would like your specific questions or concerns regarding these counseling course requirements answered, please contact our office to speak with any one of our highly qualified bankruptcy attorneys for complete details and counseling agency locations and contact information.

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Source: http://topofutahlaw.com/the-financial-counseling-requirement-before-the-discharge-in-bankruptcy/

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Obtaining By What Is Really A Credit Union And Also Subscriptions ...

These days whenever effective financial institutions master the world of bank as well as financial, it?s possible to theorize why are there concerning Eighty million millions People in the usa definitely taking part and also patronizing cooperatives and lending institution? Despite the obvious power, conveniences and facilities associated with huge business banks, right now there stays a large portion of people which seek membership rights of these varieties of agencies. Should you be the type of that aren?t associates yet, you have to be thinking what is a lending institution as well as precisely why a huge group of people will be discovering it a respectable expenditure.

Generally, any bank can be a helpful that?s also a charitable corporation arranged, run and also been able by it?s aboard regarding owners. More, unions are set up as a way to promote cd via cost savings and provide credit to the members from affordable charges. Lending institution as well as cooperatives are generally fellow member agencies; you will be a stakeholder by simply making use of along with paying of the essential costs and costs which can be minimal. These kinds of signify your people are also the people who just love the organization so that whatever curiosity they might spend once they take a loan from your lending institution still extends back for many years.

With the determination with the board regarding administrators, the benefits might be reinvested as well as offer users which has a portion of the income known as the results. Considering that the very intent behind banks is made for your hobbies of the company?s users, almost all revenue may be reinvested, thus allowing the businesses to give lower interest levels on lending options in order to users. Using qualifications to be able to Nationwide Bank Discuss Insurance Pay for (NCUSIF), the person financial savings of each new member along with selected retirement living company accounts may be covered with insurance approximately $250,000.00.

You are interested to get membership in a few credit unions, you should observe that earlier banks get typical interests as well as ties like frequent boss or even job. This for some reason restricts subscriptions. Selected rules may possibly restriction memberships using certain requirements as well as conditions. Some examples tend to be Teachers Credit Union, Army Credit Union, Dark blue Federal government Lending institution, Farmers Bank, and so on. Fairly for these unions to keep people because of the protection under the law due to a typical fellow member even though you don?t meet the criteria anymore on account of changing work, shifting home, old age and the likes.

If you currently have advisable just what is a bank about and also you believe that there exists a lot to achieve away from a bit expenditure, you may then start looking so that you can enroll in depending on the requirements. Because these unions hardly ever publicize them selves, it?ll entail several productive energy to locate a single.

A single. Start from your own yard: your family. A number of lending institution that reduce subscriptions only to these bona fide workers associated with certain businesses or perhaps occupations however in addition there are some in which liberally makes it possible for family being members. Consequently, inquire all your family members if anyone is undoubtedly a part of the generous lending institution.

2. Work is yet another great way to begin. Creating a lending institution may be management- initiated or employee-initiated. Signing up for current professional teams is a thing you could investigation with regards to or inquire fellow experts regarding.

Three. It?s also possible to assemble information from the Internet and also social networking sites regarding professional teams along with other sorts along with sort of lending institutions. Take a look at additional item listings like those invoved with classifieds.

4. Discover from a group, local parents-teachers links as well as church frontrunners about community as well as loyality credit unions that one could become a member of. Requesting about can lead to individuals who understands particular lending institution.

When you have the entire comprehension of what is a lending institution and discovered a number of you possibly wish to be part of, do your homework more information on them and also examine his or her history, services, merchandise, benefits/ positive aspects, etc. They will often stop correctly with componen along with typical professional banks with regards to through an Atm machine within the 4 corners of almost each important block, however you will be surprised to locate that the merchandise is equivalent and the services are frequently far better than financial institutions. More and more people are spotting in which lending institution offer a lot more tailored providers along with much better prices about loans, credit cards and checking account. There is certainly certainly durability along with strength in range and that is just what lending institution along with cooperatives are only for.

Please visit us to learn more about what is credit union, what is a credit union, what is a credit union.

Source: http://freefinancearticles.info/obtaining-by-what-is-really-a-credit-union-and-also-subscriptions

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Sunday, August 26, 2012

Treasures of vietnam and cambodia - Tailor ... - Vietnam Travel Plan

Treasures of vietnam and cambodia Tours Treasures of Vietnam and Cambodia 20 Days / 19 Nights

Your journey begins in Vietnam?s bustling capital, Hanoi, followed by an excursion to breathtaking Ha Long Bay for an overnight sojourn. Hoi An Cooking Tous & Hue Old Town. Saigon Overnight then Mekong Delta to Siem Reap ? Cambodia.

DAY 1 ? ARRIVE HANOI 11 Oct 2013

Upon arrival in Hanoi you will be met and transferred to your hotel.

ANISE HOTEL ? 2 nights

DAY 2 ? HANOI (B,L) 12 Oct 2013

Explore Hanoi, Ho Chi Minh Mosoleum, the infamous Hoa Lo (Hanoi Hilton) prison and the peaceful Temple of Literature, before an evening theatrical water puppet performance

DAY 3 ? HANOI TO HALONG BAY (B,L,D) OVERNIGHT ON VICTORY CRUISE 13 Oct 2013

08.00???Pick up & departure Hanoi by car.

10.00???Stop Sao Do/ Hai Duong ? Break Stop

12.00??Arrival Halong ? Break and Photo Shooting

12:30?- 12:30: Welcome onboard

12:40: From Hon Gai international harbor heading to Bai Tu Long area

13:00: Lunch is served. Enjoy local sea food

15:00: Transfer from Victory Star to rowing boat to visit Vung Vieng fishing village. Rowers are local girls wearing traditional costume. It?s the opportunity to see the fisher?s daily life with the primary features in the charming nature. Additionally, the beauty of Cao cave (Thung cave) is also a good place to visit. After that, we can also organize a rowing-boat competition (a traditional activity of locals) for passengers upon request. During this time you can also enjoy swimming in clear water, beautiful and calm nature.

17:00: Come back to the boat, continue to visit Ha Long Bay

18:00: The cruise is anchored overnight at Ho Dong Tien area. On the way to be there is perfect to enjoy sunset.

19:30: Dinner is served.

Then, passengers can relax with the services on Victory Star such as: bar, massage, fishing and so on?

Overnight on board.???????

DAY 4 ? HALONG BAY CRUISE?? LAN HA BAY & KAYAKING (B,L,D) 14 Oct 2013

06:30: Enjoy sunrise over the Bay or take part in our morning Tai Chi

07:30: Enjoy breakfast

08:30: Visit Lan Ha Bay

09:30: Swimming in Three Peaches area or Van Boi. If passengers would like to kayak, the sailors will guide them to some untouched area

11:30: Come back to Victory Star to cruise around Lan Ha bay, passengers have time at pleasure to contemplate the beauty of nature

12:00: Lunch is served on board (Stop at a peaceful and beautiful area)

13:30: Continue to visit at Lan Ha Bay. We organize a rowing-boat competition (a traditional activity of locals) for passengers upon request or visit Ba Ham Lake or Cua Van fishing village & floating cultural ho(it depends on tidal situation)

15:30: Heading to the Heaven gate

17:30: Victory Star is anchored overnight at Heaven gate. The perfect place to enjoy sunset. Passengers can relax with services on Victory Star such as: bar, massage, drinks?

19:30: Dinner is served.

Overnight on board.?????????????????????????????????????????????????????????????????????

Day 5: MORE CRUISE HALONG BAY?? VISITING CAVE?? HANOI ? FLY TO HOI AN B / L) 15 Oct 2013

06:30: Enjoy sunrise over the Bay or take part in our morning Tai Chi class

07:00: Biscuits, coffee and tea

08:00: Visit to Sung Sot Cave

09:15: Check out

09:30: Have buffet brunch

11:00: Come back to the pier. Our car wait and transfer to Hanoi Airpot fly to Hoi An.

DAY 6 ? HOI AN COOKING TOUR (B? / L)? 16 Oct 2013

At 08h00 Am Our car transfer to Tra Que Organic Village, and walk through the market gardens where local farmers work their fields using the traditional methods of hundreds of years ago ? no electrical machinery here. We pick fresh saw-tooth coriander and Vietnamese mint for our cooking lesson later, before trying a special herbal drink at a local home.

To the local village market and with shopping list in hand we purchase a range of local ingredients, including star anise, cardamom, sesame rice paper, water spinach and banana flower.

Arriving at Red Bridge Cooking School we have a chance to freshen up before beginning our class. Working together with our Red Bridge Chef we learn the traditional ways of preparing and cooking Vietnamese food from scratch. Using the freshest ingredients and traditional Vietnamese utensils (still in use today) we cook 4 famous dishes, including the national dish ?Pho?.

After the class we sit down and a chance to savour the dishes we have prepared.

Leisurely cruise (25 minutes) along the Hoi An River back to central Hoi An.

Bring your swimsuit and after the cooking tour has finished relax and enjoy free use of our new 20 metre swimming pool.

DAY 7 -? HOI AN ( B ) 17 Oct 2013

You are free at leisure today.

There are lots of things that you can do in Hoian. The Cua Dai beach ? a long and white sand beach where you can swim and relax. Cycling in this peaceful town is also a memorable experience as you discover the old town and its nearby handicraft village (Kim Bong carpenter village, Tra Que herb planting village) Most of hotels in Hoian provide bicycle for free up to availability or for rent with low cost.

Hoi An is also very famous for clothes and shoes tailor ? made with high quality and very reasonable prices.

DAY 8 HOI AN ? DA NANG ? HUE ( B ) 18 Oct 2013

After breakfast, At 08h00 Am. We drive 4 hours northwards to Hue, the ancient capital of Vietnam. Take some stops on the way to see the spectacular view on the top of ?Hai Van Pass? and the legend beach of Lang Co.

Afternoon, sightseeing in Hue to the Ancient Imperial Citadel, a complex of palaces and temples built by the Nguyen from early 19th Century for which Hue was recognized by UNESCO as a World Cultural Heritage. Late in the afternoon, enjoy a leisure boat-ride along the scenic Perfume River to visit Thien Mu pagoda.

DAY 9 ? HUE ? SAIGON ( B ) 19 Oct 2013

Today take a flight to Saigon. Upon arrival you will be met and transfer to hotel.

Day 10 SAIGON CITY AND CU CHI TUNNELS ( B / L) 20 Oct 2013

08h00 Our car and guide pick up from hotel to downtown of Ho Chi Minh for touring along the famous Dong Khoi street , passing by the Opera House, Town Hall, Notre Dame Cathedral & central Post Office and Independent Palace. Lunch at a local restaurant.

In the afternoon, we are heading to Hoc Mon District to visit the Cu Chi Tunnels, is 70 kilometers North West of down town Ho Chi Minh city . The Cu Chi Tunnel system had been created long time back, from 1948 to assist Viet Minh in the combat with French.? Back to the hotel in the late afternoon.

Stay:?2 Nights ASIAN RUBY 3 HOTEL

AMALOTUS CRUISE ? 21/Oct/201- 28/Oct/2013

DAY 11 ? EMBARK MS La MARGUIRETA CRUISE or AMALOTUS CRUISE (B / L / D) 21 Oct 2013

After a morning at leisure, be transferred to the port to embark your river cruise ship for your seven night cruise to Siem Reap. This evening enjoy a gourmet welcome dinner onboard with your fellow travellers.

DAY 12 ? CAIBE ? VINH LONG (B / L / D) 22 Oct 2013

This morning visit the Cai Be floating markets and admire the French styled Gothic Cathedral. This afternoon we sail to Vinh Long, where we take a walking tour through the local markets, and see a vast array of aquatic life being sold.

DAY 13 ? SA DEC ? TAN CHAU (B / L / D) 23 Oct

Today we visit the Hometown of Marguerite Duras? lover, Sadec a quaint little city on the banks of the Mekong River. Explore the markets along the paved river banks and see the Pagoda and Fujian Temple.

DAY 14 ? TAN CHAU ? BORDER CROSSING (B / L / D) 24 Oct

Sail through a floating fish farm and along the small tributaries of the Mekong River and see stilt houses haphazardly learning against each other. This afternoon we visit Tan Chau, tour the town on rickshaw. We visit a factory making rattan mats and slippers. Return to the ship where we enjoy Fruits Carving and Vietnamese fresh Spring Roll demonstrations by Executive Chef.

DAY 15 ? PHNOM PENH (B / L / D) 25 Oct

Today we dock in Phnom Penh, the Cambodian Capital, where take a city tour including highlights such as the Silver Pagoda, National Museum and the Royal Palace. This afternoon we learn of Cambodia?s tragic past under the Khmer Rouge?s regime. We visit the S21 (Toul Sleng) Detention centre and the Killing Fields.

DAY 16 ? CHONG KOH, OUDONG & KAMPONG TRALACH (B / L / D) 26 Oct

Take a walking tour through the silk weaving village of Chong Koh, explore Oudong, the Cambodian capital between 1618 and 1866. In Kampong Tralach take an Ox Cart ride through the beautiful countryside.

DAY 17 ? KAMPONG CHHNANG ? TONLE LAKE (B / L / D) 27 Oct

Take a memorable boat ride excursion into the lakeside wetlands that form part of the river mouth. Here keep an eye out for a variety of birdlife, as well as see the floating village, which is part of life for many Cambodian?s in the Tonle Sap lake.

DAY 18 ? SIEM REAP, DISSEMBARK CRUISE (B) 28 Oct

After cruising through the remainder of the Tonle Sap river system this morning we disembark and transfer to your hotel in Siem Reap

Stay:?2 Nights Stay: Somadevi Angkor Hotel & Spa

Day 19 ? SIEM REAP ANGKOR FULL DAY TOUR (B / L) 29 Oct

08:00. We start to explore the temple at Angkor Thom City entering by the west gate. From the enigmatic faces of the Bayon temple to the intricate bas reliefs of the Terrace of the Elephants, Angkor Thom is filled with fabulous monuments. Lunch at a local restaurant on your own account. After lunch we drive to Banteay Srei, another truly beautiful sight. Built in 967 AD by Jayavarman V?s guru, it showcases the most exquisite, deep and complex carvings in all Khmer architecture.

Day 20 ? DEPART SIEM REAP (B) 30 Oct

Transfer to the airport for your flight home.See you again!

TOUR INCLUDED:

- Accommodation

- Vietnam Visa Approval letter

- Breakfast & meals as mentioned in the itinerary (B = breakfast, L = lunch, D = dinner)

- Private transportation by A/C car as itinerary

- Shuttle Van Hanoi ? Halong Bay ? Hanoi

- Cruise in Halong Bay on Deluxe Cruise ? Luxury Cruise, On ? request!

- Private Boat & Snorkeling in Nha Trang

- Surcharge for peak season & Gala dinner at hotel in Hoian

- Flight tickets (Hanoi ? Hue, Danang ? Dalat, Nha Trang ? Saigon)

- 7 Nights on Lamarguerite or Amalotus Cruise ? Luxury Cruise

- English speaking guide

- Water

- Entrance fees, boat trip, performance & excursions.

COST: Price in US dollars per person based on Twin, Double share room. Apply for private tour.?

Group Size

Group 10 ? 16 People

Land Tour/pp

3699

2 domestic flights/pp

180

Total/pp

3879

Tour Includes:

- Accommodation

- Vietnam Visa Approval letter

- Breakfast & meals per mentioned in the itinerary (B = breakfast, L = lunch, D = dinner)

- Private transportation by A/C car as itinerary

- Shuttle Bus Hanoi ? Halong Bay ? Hanoi

- Cell ? phone & SIM card for local contact

- 2 Nights on Victory Cruise ? Luxury Cruise

- 7 Nights on Amalotus Cruise ? Luxury Cruise

- English speaking guide as program.

- Water

- Entrance fees, boat trip, performance & excursions.

Tour Excludes:

- Travel insurance

- International flights

- Tipping and other personal expenses.

Source: http://vietnamtravelplan.com/treasures-vietnam-cambodia.html

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How do I end the twin soul separation and struggle phase?

Even though you have met your twin soul, there are no guarantees that everything will work smoothly from that day on. (Luckily, there?s also no guarantees that it won?t!) The separation phase is often explained by karmic debt, but we have a different idea on that. This post applies to both twin souls who have already met and those who haven?t met yet.

The old school new age teaches that to make it possible for twin soul couples to be together, they have to be free of all karma. That is a troublesome concept for two reasons. One has to do with non-automatic reincarnation which makes karma unnecessary, secondly, and more importantly, if you look at twin soul couples who are happily together? Do we trust all of them have ?made good? all their bad deeds? I can?t even begin to imagine the amount of bad karma the normal smugness of having found your twin soul the thinking pattern ?this is the reward for my good deeds and high soul age level? would rake up. Your twin soul isn?t a reward for good behaviour or ?enlightenment?, you better get away from that thinking because it?s simply not healthy. If you understand karma in the context that you don?t exactly have to do anything to clear it, but just ?live it through? this makes you sit and wait for some indefinite time frame until you feel it?s right? Or not.

What happens has everything to do with psychology and the law of attraction. If you understand the basis of the law of the attraction, in short, in this context, it can be summed up as ?you get what you believe you deserve?. If deep down you think that you don?t deserve to be loved, the settling karma -thinking would allow you to get around it by ?I have now suffered enough to deserve happiness in the end.? Your time would be better spent on self-improvement, self-empowerment, and clearing your mind from defeating attitudes and negativity. You don?t need to do this in the context of twin souls, but any normal psychologist will be able to help you here. If you are not that way inclined, any life coaching resource might help you, self-help books and simple self-reflection as to what are the reasons that you feel your twin soul doesn?t, can?t or won?t love you, or why you can?t find him in the first place. (It sounds like a different thing if you have met your twin or not but both situations are related. If you haven?t met your twin soul yet, it?s simply because you believe things like this don?t happen to people like you.)

?Get ready for love? does sound a lot simpler than ?align myself with my twin soul? doesn?t it? When you think about it this way, you may have a bit of a chuckle. We do like to mystify things, don?t we? :p The truth is that the twin soul relationship is mysterious and complicated enough as it is, we don?t need to complicate it further. I believe the mystification comes from the need to explain to others that ?my love is bigger than your love?, and although all of us know the difference when it?s your true twin, we also know that people who haven?t experienced this have absolutely no clue. Sorry I am rambling.

What we must do for ourselves before our twin soul relationship can work we need to get rid of any insecurities, doubt and bitterness we might harbour. These things don?t obstruct normal relationships because we are not as afraid of screwing it up and being told that we are no longer loved. There?s nothing more mysterious to it than that. The twin soul connection will freak out even the most confident of us, and put us face to face with our own failures. We must work on our self-esteem, to learn exactly what is keeping us from either giving love or accepting love. Please note that if one of you is perfectly fine with who they are, the other one will have SO MUCH EASIER TIME accepting your relationship even if they hadn?t worked on their issues yet. This happens, because a person who is happy within themselves will never have to retort. They can take rejection, blow ups, fuck ups and all the fury of Hell from their twin flame and not blink, and unless the twin soul is absolutely torn to pieces by their personal experiences, this is usually enough to keep them together and the hurting twin will be able to heal themselves with the help of the whole one.

To fast track your own healing, it would be a great idea to seek counselling from a relationship life coach or a psychologist. These are very practical solutions to what seems to be a mysterious problem but really isn?t. Remember that all-consuming love is not the privilege of only those who hold new age beliefs. There is also nothing telling that you shouldn?t seek couple?s therapy if you are struggling to hold onto each other.

For the cheap, ;) the DYI folk and those who like things mysterious, you need to be very courageous in looking into your own psyche and finding out your own issues for yourself. I would highly recommend you contacting your soul and ask help in clearing out your internal drama. If you ask this, remember that the answers you hear will be what you NEED to hear, not what you want to hear, and even if it didn?t make sense, keep going and TRY to make sense out of it. I would suggest the pendulum for this as a tool.

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Original content here is published under these license terms:?X?
License Type:Attribution, No derivative work
License Summary:You may copy this content and re-publish it in unmodified form, provided you include an overt attribution to the author(s). You are not permitted to create derivative works.
License URL:http://creativecommons.org/licenses/by-nd/3.0/

Source: http://www.twinsoulrevelations.org/twin-souls/twin-soul-problems/stop-twin-soul-running-phase/?utm_source=rss&utm_medium=rss&utm_campaign=stop-twin-soul-running-phase

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Bear kills Denali backpacker in park's first fatal mauling

ANCHORAGE, Alaska (Reuters) - A grizzly bear has killed a backpacker in Denali National Park in the first fatal mauling at the Alaskan nature site since it was created in 1917, the National Park Service said on Saturday.

The bear suspected of attacking the man on Friday afternoon, a large male grizzly, was found at a secluded site near the man's body and was shot on Saturday afternoon from a helicopter, Denali park Superintendent Paul Anderson said.

Officials hope to recover the man's body on Saturday evening, but those efforts have been hampered by bad weather. Anderson said they were trying to contact his family and they had not yet been notified.

Investigators will try to confirm the dead grizzly attacked the man by examining its stomach contents, conducting DNA analysis and analyzing bear scat, said Pete Webster, chief ranger for the park.

"All that we know of this bear right now was at the time that we were flying over the incident scene, this bear was sitting on the food cache in the underbrush," Webster said.

The attack occurred at the Toklat River, about three miles south of a rest stop on the park's sole road, the Park Service said. There were no established trails at the site. Most of the park is free of trails.

Hikers found an abandoned backpack, bloody clothes and signs of a struggle on Friday. They summoned rangers, who flew to the site by helicopter and fixed-wing aircraft and found the body.

The bear apparently attacked the man near the river's gravel bar and dragged his remains to a more secluded site in the bushes, the Park Service said.

A camera found near the backpack showed that the hiker had photographed the bear for more than eight minutes and appeared to have come within 50 yards of the animal before he was attacked, Anderson said.

The photographs do not show the attack, Anderson said. "They show the bear grazing in the willows and not acting aggressive in any form or manner during that period of time," he said.

Park rules require people to stay a quarter-mile away from bears and to immediately back away at a slow pace if they find themselves to be closer.

The death marks the first fatal bear mauling on record since the national park was created in 1917 as Mount McKinley National Park, officials said.

The last major attack in memory at the 6 million-acre Denali Park and Preserve was about four decades ago when a park employee was seriously injured, said Maureen McLaughlin, a spokeswoman for Denali Park.

Park officials say Denali, one of Alaska's top tourist attractions, has a robust bear-safety program. Backpackers are required to receive "Bear Aware" training that includes a 30-minute safety video and a briefing from a ranger before they receive permits to hike and camp, the Park Service said.

(Editing by Alex Dobuzinskis and Todd Eastham)

Source: http://news.yahoo.com/bear-kills-denali-backpacker-parks-first-fatal-mauling-025241076.html

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Saturday, August 25, 2012

Couple marries while hovering over Calif. beach

(AP) ? Here comes the bride, all dressed in a jet pack that's zipping down a California beach.

Amanda Volf and Grant Engler donned water-powered packs Thursday to be married in Newport Beach.

The 25-year-old former wedding planner from Grand Rapids, Mich., says she wanted a unique ceremony. So the couple donned the $90,000 contraptions on their backs, along with a wetsuit for the groom and white board shorts and a rash-guard shirt for the bride.

The jetpacks from Jetlev Southwest helped the couple hover a few feet above the water, to the cheers of their wedding guests.

Everything went smoothly ? except for a kayaker who capsized during the newlyweds' first dance on the water.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/aa9398e6757a46fa93ed5dea7bd3729e/Article_2012-08-24-Jet%20Pack%20Wedding/id-0435d66d70d849199145d911970d1e39

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Hair Growing Tips Vitamins for Hair Growth : : Critical Care 2011

The hair is one of the most essential magnificence aspects. Having shiny and wholesome hair is a sign of fine health. But if you?re a bit missing on this space it simply means that you lack essential vitamins in your physique that promote stunning shiny hair. Vitamins are one of the vital potent hair growth formulation that you may use. With just a few pills you?ll be able to quickly discover the improvement of your hair?s health. Vitamins for Hair Growth can work very properly if you already know which ones will work finest on your hair. Listed here are a few of the most popular Vitamins for Hair Growth that you may buy at any pharmacy store around your area.

1. Vitamin H

Vitamin H is now known as Biotin and is used by the physique in improving hair production by stimulating the consumption of the vitamins by the physique this improving the efficiency of different Vitamins for Hair Growth. Apart from improving vitamin efficiency, cell growth in the physique will also be improved by biotin. Some vitamins in the physique that can be improved by Biotin are Folic Acid, vitamin that improves cell growth, and Inositol, which is the vitamin that retains the cell membranes healthy.

2. Vitamin B

There many Vitamin B that helps in creating stunning and robust hair. For instance, Vitamin B5 which is also calles pantothenic acid, delays the event of gray hair and prevents hair loss. Vitamins B6 and B12 on the other hand, other than stopping hair loss like Vitamin B5, also helps preserve a wholesome shade of your hair colour by improving melanin from its roots. Vitamin B3, also referred to as niacin, helps enhance the circulation of blood in the scalp which permits more vitamins and different vitamins to be delivered to the scalp and hair. Vitamin B5 will be found in numerous food sources reminiscent of whole grain, egg yolks, and yeast. B6 and B12 will be found in egg yolk, yeast, vegetables, whole grain, chicken, dairy, and meat.

3. Vitamin A

Different Vitamins for Hair Growth embody the best to recollect, Vitamin A. Vitamin A helps enhance sebum production on your scalp. Sebum is the oily secretion by sebaceous glands in your scalp. A wholesome quantity of sebum is required by the hair to keep it shiny and looking out healthy. Vitamin A are antioxidants that can be found essentially the most in fruits and vegetables.

4. Vitamin C and E

Vitamin C is also an antioxidant that?s essential for wholesome hair growth. A wholesome quantity of his vitamin will be found in citrus fruits. Vitamin E helps enhance the blood circulation in the scalp.

You can take Vitamins for Hair Growth in capsules for those who like. If you?ll be choosing this choices you need to look or organic pills with the USDA organic label which ensures that the product is really organic. At all times check if the Vitamins for Hair Growth are contained in a ?mild tight? container which ensures that mild doesn?t enter the container and degrade the vitamins. Ensure that it is not expired and doesn?t have a damaged seal. You can even take Vitamins for Hair Growth in liquid type which is understood to be more potent than pills.


Hair Growthis the problem among men and women that needs to have a perfect solution. For more information and additional sources aboutVitamins for Hair Growth, tips on how to get treatment forHair Lossand more on Hair Growth itself.

Related Links

  1. Frederic E. Mohs
  2. Vidus Vidius
  3. Christiaan Barnard
  4. Hans Asperger
  5. George Richards Minot

Source: http://www.criticalcare2011.org/hair-growing-tips-vitamins-for-hair-growth

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AP Exclusive: Romney uses secretive data-mining

FILE - In this Aug. 18, 2012 file photo, Republican presidential candidate, former Massachusetts Gov. Mitt Romney gets into his car to attend a fundraising event on Saturday, Aug. 18, 2012 in Nantucket, Mass. The unprecedented success of Romney to raise hundreds of millions of dollars in the costliest presidential race ever can be traced in part to a secretive data-mining project that sifts through Americans? personal information _ including their purchasing history and church attendance _ to identify new and likely, wealthy donors, The Associated Press has learned. (AP Photo/Evan Vucci)

FILE - In this Aug. 18, 2012 file photo, Republican presidential candidate, former Massachusetts Gov. Mitt Romney gets into his car to attend a fundraising event on Saturday, Aug. 18, 2012 in Nantucket, Mass. The unprecedented success of Romney to raise hundreds of millions of dollars in the costliest presidential race ever can be traced in part to a secretive data-mining project that sifts through Americans? personal information _ including their purchasing history and church attendance _ to identify new and likely, wealthy donors, The Associated Press has learned. (AP Photo/Evan Vucci)

Republican presidential candidate, former Massachusetts Gov. Mitt Romney walks into a fundraising event on Thursday, Aug. 23, 2012 in Minnetonka Beach, Minn. (AP Photo/Evan Vucci)

(AP) ? Building upon its fundraising prowess, Mitt Romney's campaign began a secretive data-mining project this summer to sift through Americans' personal information ? including their purchasing history and church attendance ? to identify new and likely wealthy donors, The Associated Press has learned.

The project employs strategies similar to those the business world uses to influence the way Americans shop and think. Now they're being used to sway presidential elections. The same personal data consumers give away ? often unwittingly when they swipe their credit cards or log into Facebook ? is now being used by the people who might one day occupy the White House.

For Romney's data-mining project, which began as early as June, the Republican candidate quietly turned to a little-known but successful analytics firm that previously performed marketing work for a colleague tied to Bain & Co., the management-consulting firm that Romney once led.

The head of Buxton Co. of Fort Worth, Texas, chief executive Tom Buxton, confirmed to the AP his company's efforts, which help Romney identify potentially wealthy and previously untapped Republican donors across the country. The Romney campaign declined to discuss on the record its work with Buxton or the project's overall success.

There are no records of payments to Buxton from Romney's campaign, the Republican National Committee or a joint fundraising committee. Under federal law, companies cannot use corporate treasury funds or resources, such as proprietary data analysis, for in-kind contributions to federal campaigns.

The effort by Romney appears to be the first example of a political campaign using such extensive data analysis. President Barack Obama's re-election campaign has long been known as data-savvy, but Romney's project appears to take a page from the Fortune 500 business world and dig deeper into available consumer data.

Buxton said he's working for the Romney campaign because he wants "to be on the winning team."

He once worked with a former Romney business partner to provide insights, for example, about where Petco should open a new pet-supply store to maximize profits. In addition to Buxton, the data-mining project was described to the AP by a Romney fundraiser who spoke on condition of anonymity because the fundraiser did not want to face repercussions for describing internal campaign processes.

Businesses use those kinds of analytics firms to answer key questions for clients, such as where to build a retail store or where to mail pamphlets touting a new product. The analysis doesn't directly bring in campaign contributions, but it generates the equivalent of sales leads for Romney's campaign.

The project relies upon a sophisticated analysis by powerful computers of thousands of commercially available, expensive databases that are lawfully bought and sold behind the scenes by corporations, including details about credit accounts, families and children, voter registrations, charitable contributions, property tax records and survey responses. It combines marketing data with what is known in this specialized industry as psychographic data analysis, which tries to ferret out Americans' consumer behavior and habits.

An early test analyzed details of more than 2 million households near San Francisco and elsewhere on the West Coast and identified thousands of people who would be comfortably able and inclined to give Romney at least $2,500 or more.

An AP analysis this week determined that Romney's campaign has made impressive inroads into even traditionally Democratic neighborhoods, collecting more than $350,000 this summer around San Francisco in contributions that averaged $400 each. High-dollar donors have been essential to Romney's election effort, unlike Obama, who relies on more contributors giving smaller amounts.

Romney and the GOP have out-fundraised Obama's re-election effort for the past three months.

The fate of the presidency may depend on who raises more money in the campaign, whose cost for the first time is approaching $2 billion. That figure includes hundreds of millions of dollars spent by super political action committees that accept unlimited and in some cases effectively anonymous contributions from millionaires, companies, labor groups and others to pay for television campaign advertisements across the nation.

Buxton confirmed that the data-mining project began with the help of Dick Boyce, Romney's former Bain & Co. colleague, after Romney joined fundraising forces with the Republican National Committee. Buxton expressed such confidence in his business and analysis methods that, in nearly two decades of running his firm, he told AP he has always been able to answer essential questions for customers.

"I can look at data of any kind and say, 'I want to know who that $100 donor could be,'" Buxton said. "We look at data of any kind."

Obama's campaign employs its own form of data analysis to lure potential supporters, via Facebook and Twitter, to fine-tune messages for supporters and potential donors. The Obama campaign declined to comment on its internal fundraising practices, although Buxton said it doesn't work with Obama's campaign.

Romney's campaign has also been secretive about how it raises its money, and most fundraising events have been closed to the press. Unlike Obama, Romney's campaign has declined to publicly identify the names of major fundraisers, known as bundlers, who have helped amass much of its money. Details of this project have not been made public until now.

Buxton is not listed as a vendor in any of the campaign's finance reports submitted to the Federal Election Commission, although some campaigns do not report expenses until the vendor sends them a bill.

When AP initially asked Buxton about its work for Romney, it declined to acknowledge that it helped raise money for the RNC, even as its own website displayed a prominent log-in page for "2012 presidential donor prospecting." That web address contained the letters "RNC" ? a common abbreviation for the Republican National Committee. After the AP's continued questioning, the company replaced the "RNC" letters in the web address with a generic "campaign" the next day.

This is not Buxton's first foray into politics: In 2006, the company produced 1,000 names for a Connecticut campaign to meet a write-in ballot requirement, the Fort Worth Star-Telegram then reported, and 900 of them signed up.

Few in Washington campaign circles recognized the work of Buxton, although it lists thousands of other clients in the public and private sector, including hospitals and local governments.

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Associated Press news researcher Judith Ausuebel in New York contributed to this report.

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Contact the Washington investigative team at DCInvestigations(at)ap.org.

Follow Jack Gillum on Twitter: http://twitter.com/jackgillum

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2012-08-24-Romney's%20Money%20Hunt/id-2cb57fe7d4a64f558ccdaadfcbe97c7c

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